Swan IRA: Bitcoin-only Retirement Investing

Swan IRA is designed for US residents or taxpayers seeking a tax-advantaged method to include Bitcoin in their retirement portfolios. It offers both Traditional and Roth IRA options, aligning with different tax planning strategies.

Traditional and Roth IRA Options

Swan provides self-directed Traditional IRAs with pre-tax contributions and Roth IRAs with post-tax contributions. Both account types accommodate transfers and rollovers from various retirement accounts, including 401(k)s and 403(b)s.

Custodial Trust Account

Swan IRA utilizes a custodial legal trust account to hold Bitcoin, providing secure, regulated storage for your retirement investments. Each account is uniquely identifiable, ensuring a secure and personalized investment experience.

Transferring and Rolling Over Funds

Investors can transfer existing retirement funds or Bitcoin into their Swan IRA, facilitating a smooth transition from other IRAs or retirement accounts.

Investment and Disbursement Process

Upon transferring funds, investors have the flexibility to instantly convert USD into Bitcoin or set up a recurring investment plan. However, direct withdrawal of Bitcoin into self-custody is not permitted; instead, Bitcoin can be sold under standard IRA disbursement rules.

Fee Structure

Swan IRA charges a monthly administration fee, which shifts to an annual fee once the account balance exceeds $100,000. Additionally, a purchase fee is applied at the time of Bitcoin acquisition.

FAQs About Swan IRA

Q: Who is eligible for a Swan IRA?

A: Swan IRA is available to US residents and taxpayers seeking a Bitcoin-focused retirement investment solution.

Q: How are investments in Swan IRA held and secured?

A: Investments are held in a custodial legal trust account, providing regulated and secure storage for Bitcoin.

Q: What are the fees associated with a Swan IRA?

A: Swan IRA has a monthly administration fee, transitioning to an annual fee based on account balance, and a purchase fee for Bitcoin transactions.

Q: Can I transfer existing retirement funds to Swan IRA?

A: Yes, you can transfer existing retirement funds or Bitcoin into the Swan IRA for a seamless investment experience.